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My home Problem with cash please help?
Is that we blow through it if we have it. I know this sounds counter-intuitive, but maybe my hubby and I are just backwards. We don’t use our credit cards anymore, but we use our checking account debit cards for everything and auto-bill paying options online. We are on a tight budget and aren’t spending outside our means. We go out, but we make sure we don’t spend more than what our budget allots us.Our major problem is if we get unexpected cash and if we don’t go right to the bank and deposit it, we will go out and blow it all in an afternoon. I own a small home business and every few months, we’ll get a payment of about $400 or so that’s not worked into our budget (just “extra” money). Sometimes I sell things on craigslist and I’ll get extra cash from that. I also get tips from my work (about $50 a week) and that goes money jar cash into our “change jar”. If I have a small expenditure, like filling up with gas every two weeks, running to the store for something small, or having to mail something out, I’ll use my tip money. I don’t see a problem with that, because my tip money isn’t added in to our budget.I began to notice a pattern after our last large cash outing two months ago. I sold something on CL and had $300 cash in the jar. Hubby put it into his wallet and we went to dinner, then a movie, then to the mall. The whole $300 gone in an evening! I don’t even remember what we saw or ate!I knew it was going to happen again this week. I got $300 from the business, added to $100 in my tips, and another $300 from a CL sale. The only “extra” bill we had this month was our homeowner’s association dues, so we paid that immediately. I went to the store and bought some baby items and some makeup: $80. We have family visiting this week from out of state, and then my husband said the magic words “just leave me the cash and I’ll use it while the family visits so we won’t have to worry about the budget”. HECK NO!!! I knew it would be gone in two days, so I put it in the bank and there it still sits. I’m planning an extra payment on my student loans. Instead, I had $20 in tips in my jar from the last two days that is now gone, because hubby blew it on overpriced food at a Mariner’s game.I can’t blame him for this, because we both do it whenever we have extra cash laying around. I don’t want to include the extra cash and tips in our budget, because it’s not guaranteed and not regular. The only option I can think of is to hide the money until I can get it into the bank then pay a bill quickly. Any other suggestions at how we can break this habit???
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Fun Save -Coin Counting Money Jar – Digital LCD Display

US $35.00

Free inviting facts on money jar cash

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