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nastaany1 May 4, 2011 at 3:43 am

You can’t until you get the title from the bank. So that means you have to pay it off with the bank and then do something else

Nora G May 4, 2011 at 3:18 pm

the best place is to find them on ebay or u can try googling the park national bank and see if something comes up

jude May 5, 2011 at 3:42 am

sometimes if your name is on something they can come after u, u could try showing them the divorce decree stating he was ordered to pay the loan. but if u signed u may be held responsible.

lookingtoo May 5, 2011 at 3:17 pm

File a lawsuit against the company in your local district court where you live. You will have to fill out a summons and complaint and in the complaint explain what happened and write down what you are seeking. this should definitely include the truck with the vin number the amount of money they have made you lose by not having a car and stress which is pain and suffering.make sure you include everything and file suit, the bank will probably contact you trying to resolve the issue and get you to dismiss the lawsuit. it is inexpensive to file your own lawsuit.

echo May 6, 2011 at 3:27 am

A repo is extremely bad. Better to sell the truck than have it repo’d. I’m not just talking about your credit, I’m talking about you will probably end up having to pay somewhere around 1/2 of what you currently owe – and not even have the truck.What will happen when you let them repo a vehicle:1. They will sell the vehicle for somewhere around 50% or 60% (if you are lucky) of what it is worth. (not what you owe – what it is worth, which is probably less than what you owe)2. They will have repo charges that will start to add up. Cost of repoing, cost of prepping the vehicle for sale, cost of transport to the sale, + cost , + cost , + cost………..3. They will come after you for the deficiency balance after they sell the vehicle. Which could be 40% to 50% of what you originally owed. PLUS all of the added repo fees, which could be a couple thousand $’s (more or less)4. If you don’t pay voluntarily, they will probably sue. (which will raise the cost that you would owe)My advice, go through the hassle of selling it. Even if you have to take a bit of a loss on selling it, which you will have to pay to the creditor as soon as you sell the vehicle. It is still better than dealing with a repo. I’m including a couple of links. One is to the Illinois Legal Aid that describes what to expect with a repo. Even though it is from Illinois, the basic’s of a repo are the same You should research your own states statutes concerning repo’s.edited to add: If you go ahead with the repo, do not sign anything!!! You may sign your rights away if you do.

***MsMissi*** May 6, 2011 at 3:30 pm

He obviously does not have his priorities in the right order. Since you’ve been thinking that he’s cheating, then he’s probably spending his money on another woman or other women. You definitely need to speak to him to get to the bottom of things…then leave (having closure).

ElGrande May 7, 2011 at 3:23 am

As long as you are listed as the primary driver and the insurance is in your name with him as a secondary driver, you should be fine. If your son tried to insure the truck in his name only, the insurance company checks with the lender to see who the truck’s “owner” is, and that would send up a red flag. Think of it this way… how many 16-year old kids are driving around in cars financed by their parents and under their parents’ insurance? Right, quite a few. Do you think the bank will come and take their cars?

StackedStephanie602 May 7, 2011 at 3:23 pm

I believe you’re talking about Dead Presidents.

Otis F May 8, 2011 at 2:59 am

You didn’t mention what state you live in. So it is difficult to be specific. Your father died without a will. That means that the laws of your state will decide how his estate will be divided. If you are 18 or older, you may get the court to appoint you as executor, but you will need an attorney to help you. It is the only way.It sounds like you don’t have much money. You may be able to find free legal help. Please visit the website of the state bar association. Most of them have links to lawyers who will work “pro bono”. The first link below will help you find the state bar assocation. The second link is an example of what you are looking for.Report the truck as stolen, ASAP. Just call 911 and do it.

MSAD May 8, 2011 at 3:12 pm

NO.The bank did not do anything wrong.The bank was not negligent and their negligence did not cause the damage to your truck.If the thief is caught – you can sue the thief. When you decide not to carry insurance on your vehicle you become “self insured”. That means you pay out of pocket for any damage to your vehicle. You made the conscious decision to be personally responsible for the damage to your vehicle. So….now you have to be personally responsible for the damage to your vehicle and pay out of pocket.

anonymous May 9, 2011 at 3:15 am

You can send them a formal letter through certified mail with return reciept saying that they have 24 hours to come get the truck from the date they sign the return reciept on the letter. Put in the letter that if they don’t pick up the truck in 24 hours you will charge $100 a day for storage fees. Be sure you also put in the letter that you have been waiting a year for them to remove it from the premises and by legal judgement you could have already charged them for fees.Then you have a legal document showing that you can charge them for fees if they don’t pick it up.Then if they try to pick it up after the 24 hour period you can hold the truck and call the police on them if they try to pick it up without paying you the money for storage. That is all legal. I’ve done this before. You cannot collect before the letter because you don’t have a binding contract to go by, but after the 24 hours you do. They are ruthless to you, why not be ruthless to them too.

vicki g May 9, 2011 at 3:11 pm

There’s no rule.sometimes lender does the DMV work for you and sends you a clean title with just your name on it.Other lenders will sign, stamp and notorize the old title and send it to you with instructions. You take the title to the DMV with $15 and they will issue you a new registration and mail you a new “clean” title with just your name on it.but it’s important that somebody tell the DMV that there’s no longer a lien on it. Whether you tell them or the lender tells them, doesn’t matter.

ManU115 May 10, 2011 at 3:00 am

No, it won’t work. I stole a titan and put it in my garage. When I took it out and blew it up there was no money. Seems like the only way to get money from the Titan is to blow it up when you find it on the street.

mustanger May 10, 2011 at 2:48 pm

You turn up with that vehicle and the bank may just decide to have you arrested for theft, which will be their right to do. No dealer in his right mind would accept a vehicle, for trade in, that was listed for repo and then hidden from the repoers for 2 to 3 years. If they did they could be prosecuted as accessories after the fact.